Invoiced, diagnosed, taped, and paid before the lift comes down.
Shop-management software embeds Tapped so the service advisor finalises the estimate, the owner approves on their phone, and the payment happens at vehicle pickup, no counter queue, no "we'll mail you the invoice," no 30-day AR.
Used by shop-management SaaS, multi-location chain back-office, mobile-mechanic platforms, tire & battery chains, and dealer aftersales systems.
The four ways Tapped fits the auto & repair flow.
A generic payments API doesn't know where the tap should happen, when the authorisation should hold, or how the tip should split. These are the things we built for your vertical specifically.
Approve the quote, capture the tap
Send the estimate to the vehicle owner's phone; they tap-to-approve with a mobile credential; the shop captures on job complete. Shops stop holding keys as collateral.
Progress payments
Parts ordered, labour complete, final QA, release payment in steps without the shop front-loading the cost. Tap Ledger tracks each capture against the same authorisation chain.
Franchise-level reconciliation
National chains see per-shop P&L, chain-level interchange, and same-day payout to franchisee accounts, one integration, dozens of shops.
Warranty-claim insertion
A chargeback or warranty claim has a known path through Tap Ledger; you emit the dispute evidence automatically from your shop workflow.
WorkOrder.my, 340 shops live.
We shaved 22 days off DSO across 340 independent shops. Tapped was cheaper than our previous PED lease per shop, and it works on the phone the advisor already carries.
Questions auto & repair platform teams actually ask us.
We get them on every call. If yours isn't answered here, the sales team has the longer version.
How quickly can we go live in production?+
Median go-live from sandbox key to first production tap across auto & repair platforms is 12 days. Fastest to date was 9 days (OrbitSalon); typical range is 2–4 weeks depending on how deeply you want sub-merchant onboarding embedded.
Which acquirers / PSPs do you route to?+
Tapped Onboard is PSP-agnostic. Your sub-merchants end up routed to Stripe, Adyen, Airwallex, or a local sponsor bank depending on market, card type, and cost, you see one API and one blended rate; we handle the routing.
Do we need to become a payment facilitator?+
No. Tapped operates as the PayFac under its own MAS / BSP / BNM (etc.) licences per market. You're a distribution platform, not a regulated entity. The regulatory surface sits with us, not you.
Can we offer our own platform fee on top of tap-to-pay?+
Yes. You set a take rate per merchant (or per transaction type), Tapped settles to you the spread net of interchange+ and our platform fee. Most auto & repair platforms see 30–60 bps margin on card volume.
What about refunds, disputes, chargebacks?+
Full dispute API with automated evidence packaging from the metadata you pass at authorisation. Dispute win rate across the auto & repair vertical was 68% in 2025, materially above the scheme average of 43%.
See the auto & repair sandbox in 20 minutes.
Walk a sales engineer through your integration goals; leave with a sandbox key, a shortlist of the three highest-impact endpoints for auto & repair, and a 12-day go-live plan.