Tap-to-pay in Thailand, without the infrastructure project
Thailand is on the roadmap for beta in Q4 2026, with PromptPay integration in final certification. PromptPay is one of the most successful instant-payment rails in the world by adoption, so any acceptance product in Thailand has to treat it as first-class — and Tapped does.
When Thailand opens, platforms will be able to accept contactless cards plus PromptPay and Thai QR through the same SDK they already use elsewhere, under a Bank of Thailand Payment Business Licence held by our local partner. Existing customers can register interest to join the beta first.
PromptPay integration is in final certification; beta expected late Q4 2026.
Local payment rails we support in Thailand
Cards alone do not win a market in Asia. Tapped exposes the domestic rails Thailand merchants actually expect, through the same SDK as card acceptance:
| Rail | What it covers |
|---|---|
| PromptPay | Thailand's national instant-payment rail and QR standard — near-universal among consumers. |
| TrueMoney | Leading Thai e-wallet with broad retail and convenience-store acceptance. |
| Thai QR | The standardized QR scheme accepted across banks and wallets nationwide. |
Card schemes certified for Thailand
Every kernel we ship for Thailand is production-certified at the scheme layer before the market goes live — Visa VCPS / L3 EMV Contactless, Mastercard M/Chip and PayPass, JCB J/Speedy, and UnionPay UPI QuickPass as applicable. Certified schemes here:
- Visa
- Mastercard
- JCB
- UnionPay
- Thai QR
Kernel renewals and updates ship as a platform release — you inherit them without re-certifying.
Regulation & licensing in Thailand
Tapped operates in Thailand under Bank of Thailand (BOT) supervision, with a published licensing posture of BOT Payment Business Licence · partner. Your merchants onboard as sub-merchants beneath that arrangement, so you do not need to hold your own payment licence to go live.
We are PCI-DSS Level 1 attested annually, SOC 2 Type II, and ISO 27001 certified, with regional data controls applied where the regulator or sponsor bank requires it.
Settlement & payouts
Standard settlement in Thailand is T+1, paid out in Thai baht (THB). The blended processing rate is 2.55% — full per-market rates are on the pricing page, with nothing to negotiate.
Who builds on Tapped in Thailand
Tapped is built for vertical SaaS platforms that want to embed payment acceptance into their own product — not for individual merchants. Common deployments in Thailand:
- Restaurant & F&B platforms — tap at the table or counter on the staff's own phone.
- Salon, wellness & booking platforms — collect payment inside the booking flow.
- Field-services & delivery platforms — accept payment at the customer's door on a rider device.
- Healthcare & clinic platforms — copay and consultation collections.
- Hospitality & PMS platforms — folio checkout at the front desk.