Markets · APAC coverage

Nine APAC markets. One SDK, one contract, one ledger.

Every market on our roadmap has its own payment rails, scheme filings, regulator, and settlement quirks. We handle them all, so your platform integrates once, and expands market-by-market without forking infra.

9
Markets on roadmap through 2027
1
Live in production today (PH)
12 days
Avg go-live once a market is enabled
APAC · Live & planned
PH SG HK MY TH ID VN KR JP
Live Rolling out 2027
13
Local payment rails integrated
PayNow · DuitNow · PromptPay · QRIS · FPS · CAFIS · NAPAS · KFTC · InstaPay · PESONet · FPX · Alipay+ · WeChat Pay HK
4
Global schemes certified
Visa, Mastercard, JCB, UnionPay
9
Regulators managed directly
MAS · BSP · BNM · BOT · BI · HKMA · SBV · BOK · FSA
T+1
Standard settlement across all live markets
Same-day on request in SG & HK
The nine markets

Every market. Every rail. Every regulator.

Each market is a standalone configuration, its own kernels, filings, payout currency, and risk profile. Click any card to open the full per-market spec.

What we handle per market

The regulatory overhead nobody wants to own.

Each APAC market has its own scheme filings, licensing posture, and local data rules. We've absorbed the operational cost of staying compliant in all of them, so you don't spin up a compliance function on day one.

Scheme Filings

Certified at the scheme layer

Every kernel we ship is production-certified before we publish the market. Renewals and kernel updates ship as a platform release, you inherit them.

  • Visa VCPS, L3 EMV Contactless per market
  • Mastercard M/Chip & PayPass per region
  • JCB J/Speedy, UnionPay UPI QuickPass
  • TTA / TQM certification per acquirer
Regulator Relationships

Directly licensed or sponsored per market

We hold MPI, PI, or equivalent licences where needed, or partner with a named sponsor bank. The licensing posture is published per market, no hidden grey zones.

  • MAS Major Payment Institution (SG)
  • BSP EMI · Category D (PH, live)
  • BNM Non-bank acquirer partner (MY)
  • FSA Payment Services registration (JP, 2027)
Data & Residency

In-country where the regulator requires it

PCI-DSS Level 1 globally, plus regional controls. Cardholder data stays in-region where local law or sponsor banks mandate it; no cross-border PII without explicit consent.

  • PCI-DSS Level 1 · attested annually
  • SG & JP data stays in-country by default
  • PDPA, PIPA, PDPL aligned per market
  • SOC 2 Type II · ISO 27001
Rollout timeline

Where we are, and what's next.

Each market enters beta once kernels are certified and the sponsor relationship is live. GA is when we're confident enough to back an SLA with it.

2024 Q3

Platform incorporated · Singapore

Tapped Pte Ltd registered; MAS MPI application filed. Founding engineering team assembled from former platform payments leads.

2025 Q2

Tap Core v1 · EMV L3 kernels certified

First production kernel set across Visa, Mastercard, JCB, UnionPay. Private beta with two vertical SaaS partners in SG.

2025 Q4

Philippines · first live market

BSP EMI Category D sponsorship confirmed; first live sub-merchant processed transactions through a partner food-delivery platform. 🇵🇭

2026 Q2 · now

Singapore, Hong Kong, Malaysia · beta

Platform partners in onboarding across three markets. Kernel certifications complete; sub-merchant pipelines in final scheme validation. 🇸🇬 🇭🇰 🇲🇾

2026 Q4

Thailand, Indonesia, Vietnam · beta

PromptPay, QRIS, and NAPAS integrations in final testing. Local sponsor banks contracted. Beta opens to existing Platform-plan customers first. 🇹🇭 🇮🇩 🇻🇳

2027 Q1

South Korea · GA target

KFTC integration, KRW settlement, and BOK-compliant onboarding flows. Localization for Hangul merchant onboarding. 🇰🇷

2027 Q3

Japan · GA target

CAFIS, JCB J/Speedy, and FSA Payment Services registration, the most scheme-complex market on the roadmap, and the final tier-1 APAC economy. 🇯🇵

Expanding to APAC?

Pick a market. We'll handle the filings.

Spin up a sandbox, pick the market you want to launch in, and we'll walk you through the sub-merchant onboarding flow that works there. Nothing to negotiate; the rates are on the pricing page.